According to @ai_9684xtpa, U (United Stables) reached an estimated $460M market cap within 48 hours of Binance listing, placing it at #23 among stablecoins (source: @ai_9684xtpa on X, Jan 15, 2026). On-chain figures cited show 16,453 holder addresses, with the top holder being a Huobi hot wallet controlling 28.02% of supply, indicating notable concentration for traders to monitor (source: @ai_9684xtpa on X, Jan 15, 2026). The author notes Binance launched a zero-fee promotion for U trading and Huobi introduced a 20% APY savings product, making exchange incentives a key driver to watch for liquidity and yield-driven flows (source: @ai_9684xtpa on X, Jan 15, 2026). As a benchmark, BUSD’s peak market cap reached $23B in late 2022, while a recent Binance Wallet USDD yield campaign coincided with a 69% issuance jump and a net increase of 334M USDD in roughly half a month, offering context for potential inflow dynamics (source: @ai_9684xtpa on X, Jan 15, 2026). Trading watchpoints based on the reported data include Binance spot liquidity, Huobi’s APY-led inflows, top-holder concentration risk, and peg stability before sizing positions (source: @ai_9684xtpa on X, Jan 15, 2026).